Randy Kaufman, Senior Mortgage Originator and Certified Military Specialist, interviewed on the Colorado Real Estate Leaders Podcast
Randy Kaufman discusses mortgages for military veterans.
Listen to the interview on the Business Innovators Radio Network:
Military veterans can qualify for a mortgage using many options available to them. One of the best things to consider is working with a Certified Military Specialist (CMS). These professionals have in-depth knowledge of the mortgage process and can help veterans get the best deal possible. To qualify for a mortgage as a military veteran, they must meet certain basic requirements. First, they must have served in the military for at least 90 days. Second, they will need to have a good credit rating. Finally, they will have to prove that they have sufficient income to make the monthly payments.
Buyers buying a home using an adjustable rate mortgage should understand how these loans work and the potential risks, so be sure to work with a qualified mortgage professional. One possible loan program to consider is an adjustable rate mortgage (ARM), a type of home loan where the interest rate is not fixed and can adjust over time.
The interest rate on an adjustable rate mortgage will generally be lower than the interest rate on a fixed rate mortgage. However, monthly payments may go up or down as the interest rate may adjust. This can make monthly payments higher or lower than they would be with a fixed rate mortgage, depending on market conditions.
Randy explained, “If you don’t know where to start, your best bet is to work with someone like me who is a certified military specialist. I can help you navigate the mortgage process and make sure you get the best deal possible.
Video link: https://www.youtube.com/embed/RcslQluajtE
About Randy Kaufman
Randy was born in California but attended Arizona State University on an athletic scholarship. After graduating, he returned to California where he met his wife of now 34 years.
Randy has over 30 years of experience helping families achieve the American dream of homeownership by providing residential mortgages to help them buy a home. In addition to Randy’s extensive experience, he has earned the Certified Military Housing Specialist designation and is excited to work with current and former military members and all borrowers to finance their ideal home. Randy enjoys watching sports and playing golf. Randy and his wife have raised 3 sons and are now parents to Bandit, a 9 month old “mini” Golden Doodle.
Learn more: https://www.notredamefcu.com/arizona
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